No matter where or how you were injured, as long as it was someone else’s fault, an AWD LAW Personal Injury Attorney can fight for fair compensation. Our personal injury team has recovered damages for all types of injuries, including broken bones, burn injuries, and lost limbs.

Take a moment to contact our firm and discuss your initial options with a caring and dedicated attorney. We are Northern Arizona’s personal injury law firm and we are on your side so do not hesitate to contact us today at (928) 774-1478!

AWD LAW specializes in Chapters 7 and 13 Bankruptcy, which are very different. Chapter 7 Bankruptcy can provide debt relief for individuals and for married couples in as little as four months.

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There are very strict rules for who qualifies for Chapter 7 Bankruptcy, based upon your income and property that you own. Arizona provides for numerous personal and real property exemptions, property that individuals and married couples may retain through bankruptcy. In most cases, you will not lose your home, a primary vehicle, or personal property. The attorneys at AWD LAW are very knowledgeable about the rules for exempt property and the requirements for Chapter 7 Bankruptcy and will be able to determine very quickly if you qualify for Chapter 7 Bankruptcy.

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If you do not qualify for Chapter 7 Bankruptcy, Chapter 13 may be another option to discharge your debt. In a Chapter 13 Bankruptcy, you must commit to making monthly payments on your debts for either three or five years through a Chapter 13 Plan. There are numerous deductions we can take to minimize your plan payment while getting your debts discharged. In some circumstances, you can discharge or modify secured loans on vehicles or property.

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While there are benefits to discharging your debt in bankruptcy, there are various important factors to weigh before making your decision to file. One of these factors to consider is that bankruptcy has a very negative impact on your credit rating. While many individuals and married couples who have filed for bankruptcy are able to rebuild their credit after bankruptcy, you will need to count on living without credit for a period after filing for bankruptcy.

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If you do not qualify for Chapter 7 Bankruptcy, Chapter 13 may be another option to discharge your debt. In a Chapter 13 Bankruptcy, you must commit to making monthly payments on your debts for either three or five years through a Chapter 13 Plan. There are numerous deductions we can take to minimize your plan payment while getting your debts discharged. In some circumstances, you can discharge or modify secured loans on vehicles or property.

While there are benefits to discharging your debt in bankruptcy, there are various important factors to weigh before making your decision to file. One of these factors to consider is that bankruptcy has a very negative impact on your credit rating. While many individuals and married couples who have filed for bankruptcy are able to rebuild their credit after bankruptcy, you will need to count on living without credit for a period after filing for bankruptcy.

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AWD LAW will help you assess all your options and determine the right Chapter for you and your family. If you decide that filing for Chapter 7 or 13 Bankruptcy is the best choice, we are here to assist you through the entire process. Schedule a consultation to discuss your legal needs today.

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Our Approach

AWD LAW offers you the resources of a big firm and the responsiveness of a solo practitioner. We will work closely with you through all aspects of your case. You will receive the personalized attention that you deserve during this significant event in your life. Kathryn Mahady has run the bankruptcy department of AWD LAW since 2012 and is very experienced, responsive, and thoughtful in her approach to bankruptcy cases. Ms. Mahady has handled hundreds of bankruptcy cases, from simple to complex, and will be dedicated to assisting you through the process.

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Case Results

Between 2012 and 2020, Kathryn Mahady has helped hundreds of clients reduce over a million dollars in debt. Other outcomes of filing Chapter 7 or 13 bankruptcy may include:

• Reduce your debt
• Stop harassing collection calls
• Stop a wage garnishment

We are Northern Arizona’s bankruptcy lawyers, if you need afresh start, free of most unsecured debt, contact an AWD LAW bankruptcy lawyer today and schedule a consultation to determine whether filing for Chapter 7 or 13 Bankruptcy is right for you.